Wyoming allows a mortgage with a power of sale to be foreclosed by advertisement, with notice published for four consecutive weeks in a county newspaper. After the sale the statute gives a three month redemption right, or twelve months for mortgages on agricultural real estate. Under the state lien act, a contractor's lien statement is due within 150 days, which is worth tracking against draw schedules.
World's Fair Capital makes business purpose loans to real estate investors in Wyoming: fix and flip, DSCR rental, bridge and ground-up construction. This page covers points that most often matter to an investor there, each checked against the statute or agency that publishes it. It is general information, not legal or tax advice, and terms for any loan are set at underwriting.
Prepared by the WFC editorial team. Facts checked against the cited sources, last reviewed 2026-10-11.
Which describes you?
How a Wyoming loan works with us
- 1Start your application
Fill out a short application in our secure portal.
- 2Review the term sheet
We prepare a term sheet for you to review and e-sign.
- 3Underwriting
Our team works the file and sends a clear document checklist.
- 4Closing
We close and fund through the title or closing agent.
What investors should know about Wyoming
Foreclosure by advertisement
Wyoming allows a mortgage containing a power of sale to be foreclosed by advertisement, within a stated period after the mortgage or debt matures or after recording.
Source: W.S. 34-4-102, checked 2026-10-11
Four weeks of published notice
The foreclosure notice is published for several consecutive weeks in a county newspaper, and a copy is mailed to the record owner and subordinate lienholders before first publication.
Source: W.S. 34-4-104(a), checked 2026-10-11
Mortgage with power of sale
The security instrument in Wyoming statute is the mortgage, and the power of sale must be contained in a mortgage that has been duly recorded.
Source: W.S. 34-4-103(a)(iii), checked 2026-10-11
Redemption period after sale
After a foreclosure by advertisement and sale, the statute gives a redemption right for three months from the sale date, and twelve months for mortgages on agricultural real estate.
Source: W.S. 1-18-103, checked 2026-10-11
Lien statement filing deadlines
Under the Wyoming lien act, contractors and other lien claimants must file a lien statement within set day counts, which affects how draws are timed on construction projects.
Source: W.S. 29-2-106(a), checked 2026-10-11
General information, not legal or tax advice. Confirm details with your own counsel or title agent.
For brokers
Placing a deal in Wyoming?
Your client stays your client. We work the deal with you, not around you.
Your compensation is written into the Letter of Intent your client reviews and e-signs, before underwriting begins.
Register in the portal to submit deals online, use program sheets and calculators, and track every file.
Questions on a Wyoming deal? Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST).
What to send for a first look
- Property address and type
- Purchase price, or current value on a refinance
- Loan amount requested and what it is for
- Rehab or construction budget, if any
- Current or expected rent on a rental
- The borrower's experience and estimated credit score
- Your timeline to close
Loan programs for Wyoming investors
- Hard Money Loans
- Fix & Flip Loans
- Rental / DSCR Loans
- Ground-Up Construction Loans
- Commercial Bridge Loans
- Multifamily Bridge Loans
- Small Balance Commercial Loans
- Foreign National Loans
- FlexCap Business Bridge Loans
Program availability varies by property and borrower. Business purpose loans only.
Have a deal in Wyoming?
Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST) or start online.
Nothing on this website constitutes a commitment, approval, or guarantee of financing.
Rates, fees, terms, timelines, and program descriptions are subject to change without notice.
Any investor-related or capital discussion is not an offer to sell, a solicitation to buy, or a recommendation of any security or investment product.