Alaska lends itself to a deed of trust structure. The statute lets a trustee sell under a deed of trust without a court decree once notice is recorded at least 90 days before the sale, and it bars further action for a deficiency after a trustee sale. Construction lien claims must generally be recorded within 120 days of completion or the last furnishing, which matters for draw schedules, and the state's geological survey points to earthquake and tsunami exposure along the coast.
World's Fair Capital makes business purpose loans to real estate investors in Alaska: fix and flip, DSCR rental, bridge and ground-up construction. This page covers points that most often matter to an investor there, each checked against the statute or agency that publishes it. It is general information, not legal or tax advice, and terms for any loan are set at underwriting.
Prepared by the WFC editorial team. Facts checked against the cited sources, last reviewed 2026-10-11.
Which describes you?
How a Alaska loan works with us
- 1Start your application
Fill out a short application in our secure portal.
- 2Review the term sheet
We prepare a term sheet for you to review and e-sign.
- 3Underwriting
Our team works the file and sends a clear document checklist.
- 4Closing
We close and fund through the title or closing agent.
What investors should know about Alaska
Trustee sale notice timing
Alaska allows a trustee to sell property under a deed of trust without first obtaining a court decree, if the statutory notice steps are followed. The notice of default must be recorded at least 30 days after the default and at least 90 days before the sale.
Source: Alaska Statutes 34.20.070, checked 2026-10-11
Deed of trust is the security instrument
Alaska's statute describes a deed of trust that conveys real property to a trustee as security for an indebtedness. The deed can provide that the trustee may sell the property if the terms of the trust are broken.
Source: Alaska Statutes 34.20.070(a), checked 2026-10-11
Deficiency after a trustee sale
Under Alaska's deed of trust sale statutes, once a trustee sale is made, no further action or judgment may be taken against the maker, surety or guarantor on the secured obligation for a deficiency.
Source: Alaska Statutes 34.20.100, checked 2026-10-11
Mechanic's lien filing window
When an owner has not recorded a notice of completion, a claim of lien must be recorded within 120 days after the claimant completes the contract or stops furnishing labor, materials, services or equipment. This timing matters when a project is funded in draws.
Source: Alaska Statutes 34.35.068, checked 2026-10-11
Earthquake and tsunami exposure
The Alaska Division of Geological and Geophysical Surveys notes that many coastal communities sit above the Alaska-Aleutian Megathrust, and that large earthquakes can bring tsunami and landslide risk.
Source: Alaska Division of Geological & Geophysical Surveys, Earthquake and Tsunami Hazards Program, checked 2026-10-11
General information, not legal or tax advice. Confirm details with your own counsel or title agent.
For brokers
Placing a deal in Alaska?
Your client stays your client. We work the deal with you, not around you.
Your compensation is written into the Letter of Intent your client reviews and e-signs, before underwriting begins.
Register in the portal to submit deals online, use program sheets and calculators, and track every file.
Questions on a Alaska deal? Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST).
What to send for a first look
- Property address and type
- Purchase price, or current value on a refinance
- Loan amount requested and what it is for
- Rehab or construction budget, if any
- Current or expected rent on a rental
- The borrower's experience and estimated credit score
- Your timeline to close
Loan programs for Alaska investors
- Hard Money Loans
- Fix & Flip Loans
- Rental / DSCR Loans
- Ground-Up Construction Loans
- Commercial Bridge Loans
- Multifamily Bridge Loans
- Small Balance Commercial Loans
- Foreign National Loans
- FlexCap Business Bridge Loans
Program availability varies by property and borrower. Business purpose loans only.
Have a deal in Alaska?
Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST) or start online.
Nothing on this website constitutes a commitment, approval, or guarantee of financing.
Rates, fees, terms, timelines, and program descriptions are subject to change without notice.
Any investor-related or capital discussion is not an offer to sell, a solicitation to buy, or a recommendation of any security or investment product.