Hawaii's foreclosure chapter defines nonjudicial foreclosure as foreclosure under a power of sale, and it lays out concrete steps: a notice of default with a cure deadline at least sixty days out, then public notice of the sale published once a week for three consecutive weeks. Mechanic's lien rights attach to the improvement for those who furnish labor or material. On the hazard side, the state emergency agency notes that tsunamis have claimed 263 lives since 1900.
World's Fair Capital makes business purpose loans to real estate investors in Hawaii: fix and flip, DSCR rental, bridge and ground-up construction. This page covers points that most often matter to an investor there, each checked against the statute or agency that publishes it. It is general information, not legal or tax advice, and terms for any loan are set at underwriting.
Prepared by the WFC editorial team. Facts checked against the cited sources, last reviewed 2026-10-11.
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How a Hawaii loan works with us
- 1Start your application
Fill out a short application in our secure portal.
- 2Review the term sheet
We prepare a term sheet for you to review and e-sign.
- 3Underwriting
Our team works the file and sends a clear document checklist.
- 4Closing
We close and fund through the title or closing agent.
What investors should know about Hawaii
Non-judicial foreclosure defined
Hawaii's foreclosure chapter defines nonjudicial foreclosure as foreclosure under a power of sale.
Source: HRS 667-1, checked 2026-10-11
Notice of default and cure period
For a power of sale foreclosure, the notice of default and intention to foreclose must set a cure deadline at least sixty days after the date of the notice.
Source: HRS 667-22, checked 2026-10-11
Public sale notice
Under HRS 667-27 the public sale must be noticed and published once each week for three consecutive weeks, and take place no sooner than fourteen days after.
Source: HRS 667-27, checked 2026-10-11
Mechanic's lien right
Hawaii gives a lien on the improvement to those who furnish labor or material in improving real property, which is relevant to construction draws.
Source: HRS 507-42, checked 2026-10-11
Tsunami history
Hawaii Emergency Management Agency reports that tsunamis have caused more deaths in Hawaii since 1900 than other natural disasters it describes.
Source: Hawaii Emergency Management Agency, checked 2026-10-11
General information, not legal or tax advice. Confirm details with your own counsel or title agent.
For brokers
Placing a deal in Hawaii?
Your client stays your client. We work the deal with you, not around you.
Your compensation is written into the Letter of Intent your client reviews and e-signs, before underwriting begins.
Register in the portal to submit deals online, use program sheets and calculators, and track every file.
Questions on a Hawaii deal? Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST).
What to send for a first look
- Property address and type
- Purchase price, or current value on a refinance
- Loan amount requested and what it is for
- Rehab or construction budget, if any
- Current or expected rent on a rental
- The borrower's experience and estimated credit score
- Your timeline to close
Loan programs for Hawaii investors
- Hard Money Loans
- Fix & Flip Loans
- Rental / DSCR Loans
- Ground-Up Construction Loans
- Commercial Bridge Loans
- Multifamily Bridge Loans
- Small Balance Commercial Loans
- Foreign National Loans
- FlexCap Business Bridge Loans
Program availability varies by property and borrower. Business purpose loans only.
Have a deal in Hawaii?
Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST) or start online.
Nothing on this website constitutes a commitment, approval, or guarantee of financing.
Rates, fees, terms, timelines, and program descriptions are subject to change without notice.
Any investor-related or capital discussion is not an offer to sell, a solicitation to buy, or a recommendation of any security or investment product.