Kansas foreclosure sales are sheriff sales with a statutory notice period, and the statute sets a redemption period of up to 12 months after sale, with exceptions in subsection (m). The mortgage registration fee statute shows a repeal history ending January 1, 2019, and the mechanic's lien statute uses a four month filing window in its general rule. The National Weather Service puts the Kansas average at 81 tornadoes a year over 1994 to 2023.
World's Fair Capital makes business purpose loans to real estate investors in Kansas: fix and flip, DSCR rental, bridge and ground-up construction. This page covers points that most often matter to an investor there, each checked against the statute or agency that publishes it. It is general information, not legal or tax advice, and terms for any loan are set at underwriting.
Prepared by the WFC editorial team. Facts checked against the cited sources, last reviewed 2026-10-11.
Which describes you?
How a Kansas loan works with us
- 1Start your application
Fill out a short application in our secure portal.
- 2Review the term sheet
We prepare a term sheet for you to review and e-sign.
- 3Underwriting
Our team works the file and sends a clear document checklist.
- 4Closing
We close and fund through the title or closing agent.
What investors should know about Kansas
Redemption after a foreclosure sale
Kansas statute lets the defendant owner redeem real property sold under execution or order of sale within 12 months of the sale, except as stated in subsection (m) and as otherwise provided by law. Subsection (m) sets shorter periods in some cases.
Source: K.S.A. 60-2414, checked 2026-10-11
Public notice before a sheriff sale
Before real property under execution is sold, the officer must give public notice once a week for three consecutive weeks, published in the county of the judgment and the county where the land sits.
Source: K.S.A. 60-2410, checked 2026-10-11
Mortgage registration fee statute is repealed
The Kansas statute that set the mortgage registration fee, K.S.A. 79-3102, shows a repeal history ending January 1, 2019.
Source: K.S.A. 79-3102, checked 2026-10-11
Mechanic's lien statement deadline
A person claiming a lien on real property must file a verified statement with the clerk of the district court within four months after materials were last furnished or labor last performed, with a shorter window for certain suppliers and subcontractors.
Source: K.S.A. 60-1102, checked 2026-10-11
Tornado frequency
The National Weather Service office in Wichita reports Kansas averages 81 tornadoes a year over 1994 to 2023, second only to Texas.
Source: NWS Wichita, Kansas Tornado Climatology, checked 2026-10-11
General information, not legal or tax advice. Confirm details with your own counsel or title agent.
For brokers
Placing a deal in Kansas?
Your client stays your client. We work the deal with you, not around you.
Your compensation is written into the Letter of Intent your client reviews and e-signs, before underwriting begins.
Register in the portal to submit deals online, use program sheets and calculators, and track every file.
Questions on a Kansas deal? Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST).
What to send for a first look
- Property address and type
- Purchase price, or current value on a refinance
- Loan amount requested and what it is for
- Rehab or construction budget, if any
- Current or expected rent on a rental
- The borrower's experience and estimated credit score
- Your timeline to close
Loan programs for Kansas investors
- Hard Money Loans
- Fix & Flip Loans
- Rental / DSCR Loans
- Ground-Up Construction Loans
- Commercial Bridge Loans
- Multifamily Bridge Loans
- Small Balance Commercial Loans
- Foreign National Loans
- FlexCap Business Bridge Loans
Program availability varies by property and borrower. Business purpose loans only.
Have a deal in Kansas?
Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST) or start online.
Nothing on this website constitutes a commitment, approval, or guarantee of financing.
Rates, fees, terms, timelines, and program descriptions are subject to change without notice.
Any investor-related or capital discussion is not an offer to sell, a solicitation to buy, or a recommendation of any security or investment product.