Nebraska uses trust deeds that can carry an express power of sale, with the beneficiary also able to choose foreclosure in the manner provided for mortgages. The Trust Deeds Act sets mailing steps for the notice of default and for notice of the sale. Nebraska also charges a documentary stamp tax on deeds, and a construction lien must be recorded within 120 days after the final furnishing of services or materials.
World's Fair Capital makes business purpose loans to real estate investors in Nebraska: fix and flip, DSCR rental, bridge and ground-up construction. This page covers points that most often matter to an investor there, each checked against the statute or agency that publishes it. It is general information, not legal or tax advice, and terms for any loan are set at underwriting.
Prepared by the WFC editorial team. Facts checked against the cited sources, last reviewed 2026-10-11.
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How a Nebraska loan works with us
- 1Start your application
Fill out a short application in our secure portal.
- 2Review the term sheet
We prepare a term sheet for you to review and e-sign.
- 3Underwriting
Our team works the file and sends a clear document checklist.
- 4Closing
We close and fund through the title or closing agent.
What investors should know about Nebraska
Trust deeds with power of sale
Nebraska law lets a trust deed carry a power of sale that a trustee may exercise after a breach. The beneficiary may instead choose to foreclose in the manner provided for mortgages.
Source: Neb. Rev. Stat. 76-1005, checked 2026-10-11
Notice of default and sale mailing
Under the Nebraska Trust Deeds Act, a copy of the recorded notice of default is mailed within ten days of recording, and notice of the time and place of sale is mailed at least twenty days before the sale.
Source: Neb. Rev. Stat. 76-1008, checked 2026-10-11
Trust deed as security
Property conveyed by a trust deed is held by the trustee as security for the obligation, and later-acquired interests of the trustor also secure it.
Source: Neb. Rev. Stat. 76-1002, checked 2026-10-11
Documentary stamp tax on deeds
Nebraska imposes a documentary stamp tax on deeds. The rate is $3.32 per $1,000 of value for transfers before January 1, 2032, and $2.32 per $1,000 from that date.
Source: Neb. Rev. Stat. 76-901, checked 2026-10-11
Construction lien recording window
A Nebraska construction lien does not attach or become enforceable unless recorded within 120 days after the claimant final furnishing of services or materials.
Source: Neb. Rev. Stat. 52-137, checked 2026-10-11
General information, not legal or tax advice. Confirm details with your own counsel or title agent.
For brokers
Placing a deal in Nebraska?
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Your compensation is written into the Letter of Intent your client reviews and e-signs, before underwriting begins.
Register in the portal to submit deals online, use program sheets and calculators, and track every file.
Questions on a Nebraska deal? Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST).
What to send for a first look
- Property address and type
- Purchase price, or current value on a refinance
- Loan amount requested and what it is for
- Rehab or construction budget, if any
- Current or expected rent on a rental
- The borrower's experience and estimated credit score
- Your timeline to close
Loan programs for Nebraska investors
- Hard Money Loans
- Fix & Flip Loans
- Rental / DSCR Loans
- Ground-Up Construction Loans
- Commercial Bridge Loans
- Multifamily Bridge Loans
- Small Balance Commercial Loans
- Foreign National Loans
- FlexCap Business Bridge Loans
Program availability varies by property and borrower. Business purpose loans only.
Have a deal in Nebraska?
Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST) or start online.
Nothing on this website constitutes a commitment, approval, or guarantee of financing.
Rates, fees, terms, timelines, and program descriptions are subject to change without notice.
Any investor-related or capital discussion is not an offer to sell, a solicitation to buy, or a recommendation of any security or investment product.