Missouri statute supports mortgages and deeds of trust with a power of sale, and sale notice is published for four successive weeks with a separate certified mail notice at least twenty days before the sale. Lien claimants have six months to file an account, which matters when funds are released in draws. Southeastern Missouri also sits in the New Madrid Seismic Zone, which the state describes as the most active east of the Rocky Mountains.
World's Fair Capital makes business purpose loans to real estate investors in Missouri: fix and flip, DSCR rental, bridge and ground-up construction. This page covers points that most often matter to an investor there, each checked against the statute or agency that publishes it. It is general information, not legal or tax advice, and terms for any loan are set at underwriting.
Prepared by the WFC editorial team. Facts checked against the cited sources, last reviewed 2026-10-11.
Which describes you?
How a Missouri loan works with us
- 1Start your application
Fill out a short application in our secure portal.
- 2Review the term sheet
We prepare a term sheet for you to review and e-sign.
- 3Underwriting
Our team works the file and sends a clear document checklist.
- 4Closing
We close and fund through the title or closing agent.
What investors should know about Missouri
Power of sale mortgages are valid
Missouri statute provides that mortgages with powers of sale, and sales made under them, are valid and bind the mortgagors and persons claiming under them.
Source: RSMo 443.290, checked 2026-10-11
Published sale notice
Missouri requires a sale notice to be advertised in a newspaper once a week for four successive weeks, with the last insertion not more than one week before the sale. It cannot be shorter than the notice in the deed of trust.
Source: RSMo 443.320, checked 2026-10-11
Certified mail notice
On a request for notice of sale, the foreclosing mortgagee or trustee must mail a certified or registered notice not less than twenty days before the scheduled sale.
Source: RSMo 443.325, checked 2026-10-11
Mechanic's lien: six months
A Missouri lien claimant files an account with the circuit court clerk within six months after the indebtedness accrued (sixty days for rented equipment).
Source: RSMo 429.080, checked 2026-10-11
New Madrid Seismic Zone
The Missouri Department of Natural Resources states that the New Madrid Seismic Zone, partly in southeastern Missouri, is the most active seismic area in the United States east of the Rocky Mountains.
Source: Missouri DNR, Facts about the New Madrid Seismic Zone, checked 2026-10-11
General information, not legal or tax advice. Confirm details with your own counsel or title agent.
For brokers
Placing a deal in Missouri?
Your client stays your client. We work the deal with you, not around you.
Your compensation is written into the Letter of Intent your client reviews and e-signs, before underwriting begins.
Register in the portal to submit deals online, use program sheets and calculators, and track every file.
Questions on a Missouri deal? Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST).
What to send for a first look
- Property address and type
- Purchase price, or current value on a refinance
- Loan amount requested and what it is for
- Rehab or construction budget, if any
- Current or expected rent on a rental
- The borrower's experience and estimated credit score
- Your timeline to close
Loan programs for Missouri investors
- Hard Money Loans
- Fix & Flip Loans
- Rental / DSCR Loans
- Ground-Up Construction Loans
- Commercial Bridge Loans
- Multifamily Bridge Loans
- Small Balance Commercial Loans
- Foreign National Loans
- FlexCap Business Bridge Loans
Program availability varies by property and borrower. Business purpose loans only.
Have a deal in Missouri?
Call 800-590-7911 (Mon–Fri 8:00 AM – 5:00 PM EST) or start online.
Nothing on this website constitutes a commitment, approval, or guarantee of financing.
Rates, fees, terms, timelines, and program descriptions are subject to change without notice.
Any investor-related or capital discussion is not an offer to sell, a solicitation to buy, or a recommendation of any security or investment product.